Mortgage Loan Officer

About this role

• **Mortgage Loan Officer** ========================= ### **Bank of England Mortgage (BOEM)** **Full-Time** ### **Build Your Business with the Support to Grow It** At Bank of England Mortgage, we believe successful Loan Officers should spend their time building relationships, serving borrowers, and closing loans - not wading through layers of bureaucracy to get things done.
• BOEM combines the product capabilities and lending reach of a larger institution with the accessibility and personal support of a smaller organization.
• Our Loan Officers work closely with our mortgage operations team and leadership, giving them access to the people and resources they need to move opportunities forward.
• Whether you're an experienced mortgage professional looking for a better platform to grow your business or a sales professional ready to build a career in mortgage lending, BOEM offers an environment where you can make an impact.
• ### **Why Loan Officers Choose BOEM** * **Big-bank capabilities.
• Small-bank experience.** Compete across a broad range of borrowers and loan scenarios without getting lost in a massive organization.
• * **Accessible operations and leadership.** Processing, underwriting, closing, servicing, and leadership are close to the business and available when you need support.
• * **Access to decision-makers.** When a loan needs attention, you can work with people who understand the situation and can help find solutions.
• * **A place to build for the long term.** BOEM provides the stability and resources of a bank while maintaining an entrepreneurial mortgage culture where Loan Officers can develop a sustainable book of business.
• ### **What You'll Do** As a Mortgage Loan Officer, you'll guide borrowers through the mortgage process while developing relationships and growing your business.
• Key responsibilities include: * Generate new business through referral relationships, prospecting, self-sourced opportunities, and company-provided leads, as applicable.
• * Consult with borrowers to understand their financial goals and recommend appropriate mortgage products and financing options.
• * Take and complete mortgage loan applications and gather the documentation needed to move loans through the approval process.
• * Review borrower financial and credit information and identify potential issues before submitting loans for processing and underwriting.
• * Maintain regular communication with borrowers throughout the mortgage process and provide a high level of customer service from application through closing and beyond.
• * Partner closely with internal teams to resolve issues and keep loans moving toward closing.
• ### **What We're Looking For** We're looking for motivated, relationship-focused professionals who take ownership of their business and deliver exceptional customer experience.
• ### **Minimum qualifications:** * Bachelor's degree in business/finance related field **or** * High school diploma or GED **with** previous mortgage/financial institution experience, or commission-oriented sales experience * Strong customer service and relationship-building skills.
• * Effective written and verbal communication skills.
• * Strong organization, problem-solving, and time-management abilities.
• * Self-motivated, results-oriented approach with the persistence and initiative needed to succeed in a sales environment.
• * Comfortable using technology and learning mortgage lending systems.
• **Mortgage lending and Encompass experience are preferred but not required for all candidates.** ### **Licensing & Registration** Upon Employment, this position requires successful registration with the National Mortgage Licensing System and Registry (NMLS) or transfer of an existing registration to Bank of England/Bank of England Mortgage, as applicable, in accordance with the SAFE Act.
• Continued employment is contingent upon maintaining required registration and completing applicable regulatory and company training.
• **About Bank of England Mortgage** ---------------------------------- Bank of England Mortgage is a division of the Bank of England located in England, Arkansas and founded in 1898.
• Bank of England Mortgage corporate office is in Little Rock, AR with locations in 8 states.
• As an FDIC - insured lender with a nationwide license, our loan officers have an unparalleled advantage of doing business across the country.
• Providing our loan officers to serve their clients through all of life's changes.
• Our teams work collaboratively across all departments with a shared goal: helping our Loan Officers serve their customers, grow their relationships, and build successful long-term businesses.
• ### **Compensation & Benefits** BOEM offers a competitive compensation structure designed to reward production and performance.
• Eligible full-time employees also have access to a comprehensive benefits package, including: * Medical and prescription drug coverage with two plan options and HSA eligibility * Dental and Vision insurance * Company-paid group life and AD&D insurance * Supplemental life and AD&D coverage * Short-term and long-term disability coverage * Accident, critical illness, and hospital indemnity insurance options * Employee Assistance Program with counseling, legal, and financial support resources * 401(k) retirement plan (Pre and Post Tax) with employer matching * Paid time off (PTO) * Paid company holidays * Paid bereavement leave ### **Equal Employment Opportunity & Accommodation** Bank of England/Bank of England Mortgage is an Equal Opportunity Employer.
• We are committed to providing equal employment opportunities in accordance with applicable federal, state, and local laws.
• Reasonable accommodations may be made to enable qualified individuals with disabilities to participate in the application process and perform the essential functions of the position.
• EOE/M/F/D/V This is a generic Job description.
• A more detailed Job Description and Duties can be provided upon request.

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