Mortgage Loan Officer

About this role

• **Job Overview** We are seeking a dynamic and motivated Mortgage Loan Officer to join our financial services team.
• In this role, you will be the key point of contact for clients seeking mortgage solutions, guiding them through the loan origination process with expertise and enthusiasm.
• Your energetic approach will help clients understand their options, secure the best mortgage products, and achieve their homeownership goals.
• You will leverage your industry knowledge, sales skills, and compliance awareness to deliver exceptional customer service while adhering to all regulatory standards.
• **Responsibilities** * Engage with prospective clients to assess their financial needs and provide tailored mortgage solutions * Manage the entire loan origination process from application through approval, ensuring accuracy and compliance with industry regulations such as TILA (Truth in Lending Act) and Fair Housing laws * Utilize Loan Origination Systems (LOS) and financial software to process applications efficiently and accurately * Conduct credit analysis, underwriting support, and risk assessment to determine loan eligibility * Negotiate terms with clients while maintaining compliance with FNMA (Fannie Mae) guidelines and banking regulations * Collaborate with underwriters, processors, escrow officers, and other team members to facilitate smooth loan processing and mortgage servicing * Build strong relationships with clients through proactive communication, ensuring a positive experience throughout the lending journey **Qualifications** * Proven experience as a Loan Officer or in retail lending within the banking or mortgage industry * Strong knowledge of mortgage lending processes, including loan origination, underwriting, processing, and servicing * Familiarity with Mortgage Servicing systems, Loan Origination Systems (LOS), accounting software, and financial software tools * Excellent negotiation skills combined with outstanding customer service abilities * Solid understanding of Fair Housing regulations, TILA, FNMA guidelines, and industry compliance standards * Basic math skills and proficiency in 10-key typing for accurate data entry and calculations * Ability to analyze credit reports, perform credit analysis, and interpret financial statements effectively * Strong relationship-building skills in financial sales environments with a focus on client communication and satisfaction * Knowledge of escrow processes, banking regulatory compliance, and commercial lending analysis is a plus Join us to be part of a vibrant team dedicated to helping clients achieve their homeownership dreams!
• We value energetic professionals who thrive in a fast-paced environment and are passionate about delivering top-tier financial services.
• Pay: $51,800.00 - $62,500.00 per year Benefits: * Flexible schedule * Work from home Work Location: Hybrid remote in Port Saint Lucie, FL 34953

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