Credit Officer

About this role

• **Job Description:** The Credit Officer will support the Credit Manager and is responsible for the financial analysis and underwriting for Evolve Bank & Trust.
• **Main Job Tasks and Responsibilities:** * Commercial Loan Analysis and Underwriting.
• * Assist Lenders in financial analysis, identification of the primary risk drivers, structuring of the loan, overall assessment of risk and ability to repay.
• * Participate in the loan approval process with appropriate authorization.
• * Assist Loan Operations in solving loan related structure questions.
• * Assist in the process of vetting new loan products or niche markets.
• * Special Projects / Requests.
• * Provide analytical assistance on special projects.
• * Support and mentor Credit Analysts.
• * Work with lenders on training programs and concept reviews for specific loan requests.
• **Education and Experience:** * Minimum of five years' experience in commercial credit analysis, preferably at a financial institution or commercial finance organization.
• * Bachelors' degree, preferably in business, economics, finance, or banking with a strong background in accounting and finance.
• **Key Competencies** * High attention to detail.
• * Able to prioritize and reprioritize work tasks and deliver work product under tight deadlines * Good verbal and written communication skills.
• * Comfortable with conflicting views of others and able to adequately express their point of view.
• * Willingness to take ownership of recommendations and balance loan production with the proper risk/reward relationship.
• * Able to work well with peers, lenders and superiors.
• Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws.
• For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.

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